A County is had by me Court Judgement (CCJ) Am I Able To get financing? May I nevertheless have credit by having a CCJ? A County Court Judgement (CCJ) can frequently be a barrier to credit that is obtaining it isn’t constantly always the situation. Particular forms of credit may nevertheless be available to you, even though you have CCJ against your title. What exactly is a CCJ? CCJ represents County Court Judgement and .