Without a doubt about Debt Consolidation vs. debt consolidation You could have heard the terms debt consolidation reduction and debt negotiation, but helping to make the sense that is most for the situation? The 2 choices are extremely distinct. Debt consolidating may be the procedure of paying down debt from several different creditors with a solitary loan. Debt consolidating is usually considered a tactic that is smart using control of debt. Debt consolidation, that .